MCA REFERRAL INCOME

Motor Club of America(MCA) provides the opportunity for its associates to earn income by referring its products to others.

COMMISSIONS

When refer the Total Security, Total Security Gold, Total Security Platinum Plan, the company pays you a advance commission of $80.  As you can see the plans have a monthly value of $19.95, $29.99, $39.99 so the company actually pays you up to 400% commission on the monthly value of the product.

This is an advance commission which is based on a membership of  17 months at approximately $4.70 each month.

When logging in your TVCMatrix back office, you will find your sales by clicking on Associates and then Sales. Between Wednesday and Thursday of your pay week, you will be notice your amount earned for each sale listed there as well as on the Associate Payment tab. Payment will be sent to your bank during the day on that Friday.

When a member joins with a valid recurring payment method(bank issued card/debit card of EFT)  you will be paid a one time payment advance of payment of $80. When a person joins with a NON-recurring payment method, such as a prepaid card or reloadable card, or if they have previously used the provided information with another account, you will only earn $9.24.  These type of payment methods have a low membership retention rate and therefore  will only pay $9.24. over the next 17 months, you will be paid $4.72 each month for those who joining using prepaid cards/reloadable accounts who still maintain an active membership.

The main difference is when someone joins with a recurring method  you get $80 upfront ( based on the $19.95/mo plan or higher). If someone joins with a non recurring method , you get $9.24 then $4.72 each month for the next 17 months.Both of these will still total $80.

A data processing fee  is applied to each check depending on how much you earn each week. $3 for the first $100 you earn up to a cap of $15 sales of $401 or more.

OVERRIDE INCOME

In addition to your $80 first generation income, for sales made by your team, you will also earn $6.00 on the first generation, $1.32 on your second and third  generation,and $0.66 on you 4th and 5th generations. These amounths are based on those people joining with a Recurring payment method. OVERRIDE INCOME IS POVIDED TO THE FOLLOWING PEOPLE

• A new associate their 3 months with the company.
• Any associate with at least 36 personal credits in the previous month. To learn more on the Personal Volume Credits and how they are earned, please read the MCA Training Manual starting on page 12 which can be found on the MCA Documentation page. 
• For any associate who has a personal referral who make sales within the first 3 months

In order to receive your payment, you MUST set up direct deposit with the company. you can complete this Direct Deposit Form that will need to be completed and faxed to are Associate department at 405-233-3940, allowing you to receive your commissions in your bank by 12:01 AM on payday. you can also call member services at 866-467-2221 to set this up via phone.

Members who make many sales each month may also earn Health bonuses for a certain number of sales on average each month.

RESIDENTS OF THE UNITED STATES AND PUERTO RICO

Direct Deposit is required for all U.S Residents. YOU MUST  HAVE A U.S BASED BANK ACCOUNT. Checks will NOT be issued for U.S Residents.

RESIDENTS OF CANADA

Payments will be via mailed check Only and now via Paypal.

ChargeBacks

When MCA pays you $80 ( or more if you made many sales that week), they pay you an advance commission which is based on the person staying a member for 17 months at approximately $ 4.70 per month.($79.90 rounded up to $80)

When someone cancels , they prorate the remain amount of a FUTURE PAYCHECK , They DO NOT TAKE MONEY out of your bank account or charge a debit/credit card.

If you don't earn anything this week, it will carry over as a debit balance until you earn money and debit applied.

 So lets say someone quits 6 months in, that will leave 11 out of 17 months left.. So if you made money that week, your check will be reduced 11x $4.70 or $51.70. Again, it's money you never had,so you aren't losing anything, they still paid you for the time they remained a member.

Now if a person join and quits the same pay week,it will be as if nothing never happened. you earned nothing and lost nothing.

Also, remember, they will Never reduce your paycheck by more than 50% in any pay week; the remaining amount will carry over in future paycheck(s) as a debit balance until the debt is paid off. If you never make a sale again, it will be written off as a loss for the company.

Again,CHARGEBACKS will not be taking out of your personal accounts, it is only reduced from future commissions.

Important note:if  some cancels during a week where you made At Least 5-15 sales pending on other potential bonuses, you  WILL NOT, be assessed a chargeback. The company will simply count it as a loss and you will have nothing reduced from your paycheck. You will earn a CHARGEBACK BONUS. You will notice a credit to your pay details to negate and cancel the chargeback amount. So if you make 5-15 or more sales a week, depending on other bonuses you may earn at the company discretion,you'll NEVER have to abut it.If you and your team upgrade to PLATINUM, the income from the matrix will potentially negate this anyways and you won't even need to worry about the chargebacks.

The Bottom Line is MCA pays for the time they were a member,be it just 1 month, 16 months, or for life. you will NEVER have to worry about being charged or owning money because of someone cancelling their memberships. If a person who quit was in the matrix, they will be replaced with another member of the same membership level (Gold or Platinum).

If someone joined with with another payment method which you only earn 9.24(prepaid debit/credit, repeat use payment method), your commission is being paid on them monthly at $4.62 since you are being paid month to month for these type of referrals, there will be no chargeback accessed.

No matter HOW someone join, via prepaid, or a method that you earn full commissions, you'd still earn the same amount if someone where to quit from your team.

ASSOCIATE BONUSES

You can earn BONUS each week/ month based on your personal sales.

you can qualify for the Cash Winner Bonus each week. This is based on your sales each month. For the main product the Total Security Plan, as you make sales, the amount  you are paid increases. For 1-4 sales you earn $80; 5-9sales you earn $82 each; 10-14$84, 15-19$86; 20-29 $88, 30 or more sales in a week earns $90 commission for each sale( these amount is base on those people who join with a recurring payment methods. The amount are slightly based on lower plans but roughly, it is equal to a 2.5% increase each level from the base cost. For the $14.95 plan, it would be $60, $61.50, $63....up to a cap $67.50 for 30+ memberships each week.

you can earn the Health bonus by 1) having an active membership of $19.95 or greater and 2)average a certain amonth of sales each month.
$100-45 memberships per month- average 11.25 Memberships per week
$213-65 memberships per month-average 16.25 memberships per week
$380-85 memberships per month -average 21.25 memberships per week
$480-105 memberships per month-average 26.25 memberships per week
$525-190 membership per month- average 47.5 memberships per week
$600-250 memberships per month- average 62.5 memberships per week

For complete payment details, please see page 12 in your  MCA Training Manual.

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